Affirm Mastercard®

Unsecured credit card designed to re-biuld credit

Updated: Aug 28, 2022

Advertiser Disclosure

Had enough of the predictable bank and credit card approval processes? Maybe it's the overwhelming and rarely understood terms and conditions that accompany some offers? Rest assured - you're in good hands. Affirm Financial is offering a Mastercard credit card program for consumers who are ready to get back on track with credit and to a better way of doing business.




29.99% Fixed



36 User Ratings

Affirm Mastercard®

This card is not available through MarketProSecure Canada.

Compare Similar

Introductory APR


Intro APR Period


Recommended Credit

Bad Credit OK

Key Features

  • Unsecured credit - no security deposit required
  • Credit limit up to $3,000
  • Annual fee of $120.00 ($10.00 monthly)
  • Use it anywhere Mastercard cards are accepted
  • Fixed interest rate - 29.99% for homeowners and 34.99% for non-homeowners
  • Reports to credit bureaus every month

Our Take

Affirm Financial offers an Affirm Mastercard with lower fees, better interest rates, high unsecured credit, monthly credit reporting, and a customer service team that is sincere in its efforts of helping its customers. The Affirm credit card requires no security deposit and it can be used anywhere the Mastercard is accepted. The fees and interest are especially impressive and upon approval, applicants can enjoy up to $3,000 in their credit lines. Balance transfers are allowed for a minimum fee and the minimum monthly payments are easily calculated. Each tool is designed to empower the customer. Isn’t it about time our financial products are flexible enough to meet our needs instead of us bending to the will of large institutions who have no idea what those needs are? This is the credit card offer that changes those preconceived notions and once again, puts the power back in the consumer’s hands.


  • Credit card for bad credit
  • High unsecured credit line
  • No security deposit required
  • Helps to build and re-build credit


  • High Annual fee
  • No rewards program

Frequently Asked Questions

Compare Similar
Basic Information
Issuer: Peoples Trust Bank
Network: Mastercard
Category: Consumer (Regular)
Best Used For:
  • Instant Decision
Rewards: No
Rates & Fees
Regular APR: 29.99%
Regular APR Type: Fixed
Annual Fee: $120
Balance Transfer: Yes
APR on Cash Advances: 29.99%
Grace Period: 25 days
Late Payment Fee: $20
Other Fees:
  • Foreign Currency Conversion: 1%
  • Authorized User Card: $20.00
  • Replacement Card Fee: $20.00
  • Returned Payment Fee: $20.00
  • Duplicate Copy Fee: $3.00/page
  • Express Card Delivery: $15.00
  • Reinstatement Fee: $20.00

Similar Offers

Non-Affiliate Offer Disclosure
*The information provided for Affirm Mastercard® is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure® Canada. The card issuer did not provide the details, nor it is responsible for their accuracy.

Affirm Mastercard®

Share your experience and rate the Affirm Mastercard®
Affirm Mastercard®

Affirm Mastercard®

Rec. Credit Score: Bad Credit OK

Save to Compare

My Saved Cards (0)

Compare Saved Cards

MarketProSecure® Canada has made it easy to find the best card offers for you. All you need to do is find the cards you like, click "Save Card", and compare side-by-side.


Advertiser Disclosure

MarketProSecure® Canada website supports advertisements and receives compensation from certain credit card issuers and advertisers. The partnership with a few financial product providers results in the coverage of their credit or debit related products. The content on the website is not provided or commissioned by any credit card issuers. The advertiser relationships do not affect the ratings and reviews nor our Best Card Picks. MarketProSecure® Canada makes an effort to provide accurate information. Clicking on the "Apply Now" button will present the most up-to-date information from the credit card issuer regarding the terms and conditions, rates, and fees. MarketProSecure® Canada may receive a commission from product providers and credit card issuers. Editorial Guidelines provides the full list of these issuers.