Affirm Mastercard®

Unsecured credit card designed to re-biuld credit

Updated: Jul 4, 2024

Had enough of the predictable bank and credit card approval processes? Maybe it's the overwhelming and rarely understood terms and conditions that accompany some offers? Rest assured - you're in good hands. Affirm Financial is offering a Mastercard credit card program for consumers who are ready to get back on track with credit and to a better way of doing business.

ANNUAL FEE

$120

ONGOING APR

29.99% Fixed

INTRO APR

N/A

36 User Ratings

This card is not available through MarketProSecure Canada.

Compare Similar

Introductory APR

N/A

Intro APR Period

N/A

Recommended Credit

Bad Credit OK

Key Features

Unsecured credit - no security deposit required
Credit limit up to $3,000
Annual fee of $120.00 ($10.00 monthly)
Use it anywhere Mastercard cards are accepted
Fixed interest rate - 29.99% for homeowners and 34.99% for non-homeowners
Reports to credit bureaus every month

Our Take

Affirm Financial offers an Affirm Mastercard with lower fees, better interest rates, high unsecured credit, monthly credit reporting, and a customer service team that is sincere in its efforts of helping its customers. The Affirm credit card requires no security deposit and it can be used anywhere the Mastercard is accepted. The fees and interest are especially impressive and upon approval, applicants can enjoy up to $3,000 in their credit lines. Balance transfers are allowed for a minimum fee and the minimum monthly payments are easily calculated. Each tool is designed to empower the customer. Isn’t it about time our financial products are flexible enough to meet our needs instead of us bending to the will of large institutions who have no idea what those needs are? This is the credit card offer that changes those preconceived notions and once again, puts the power back in the consumer’s hands.

Pros

Credit card for bad credit
High unsecured credit line
No security deposit required
Helps to build and re-build credit

Cons

High Annual fee
No rewards program

Frequently Asked Questions

What are qualification requirements?

Applicants should be permanent Canadian residents and have reached the age of majority also should have a minimum income of $20,000 per year or a household income of $20,000 per year.

Does Affirm Mastercard report my credit?

Yes, Affirm credit card reports your credit monthly to major credit bureaus.

Compare Similar

Basic Information
Issuer:	Peoples Trust Bank
Network:	Mastercard
Category:	Consumer (Regular)
Best Used For:	Instant Decision
Rewards:	No

Rates & Fees
Regular APR:	29.99%
Regular APR Type:	Fixed
Annual Fee:	$120
Balance Transfer:	Yes
APR on Cash Advances:	29.99%
Grace Period:	25 days
Late Payment Fee:	$20
Other Fees:	Foreign Currency Conversion: 1% Authorized User Card: $20.00 Replacement Card Fee: $20.00 Returned Payment Fee: $20.00 Duplicate Copy Fee: $3.00/page Express Card Delivery: $15.00 Reinstatement Fee: $20.00

Similar Offers

Non-Affiliate Offer Disclosure

*The information provided for Affirm Mastercard® is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure® Canada. The card issuer did not provide the details, nor it is responsible for their accuracy.