If you’re considering getting a new Canadian credit card, it’s important to know what you’re getting into. Credit cards come with lots of fine print that’s difficult to understand and learn, and if you’re uninformed, your credit card can do you more damage than good. To ensure you are prepared for a new line of credit, and to ensure that you can use that credit responsibly, you need to get informed. Our Canada Learn section contains important information regarding credit cards, banking, insurance, loans, and more, and it’s all presented in a manner that’s easy to understand. Read on and make an informed financial decision.
Dive into innovative investment opportunities in Canada, from green energy to real estate, and uncover valuable tools and resources to diversify your portfolio.
Errors on your credit report can have an impact on your credit rating and this can prevent you from securing new credit. It is important to be aware of the different types of errors that occur and how to take care of them so you can rectify them if this happens to you.
A lot of people declare bankruptcy, although the credit reports show the person is paying their bills on time. This is often referred to as a surprise consumer insolvency.
If you are a regular Tangerine bank user or a new cardhodler you might want to compare both – regular Money-Bank and upgraded World Mastercard betwen to knwo the differences and choose the best for your needs to apply.
If you don’t know how to manage your banking fees and finances in the right way, having even a simple bank account can turn out to be quite costly. See 22 professional tips on how to manage your banking in Canada properly.
Apple Pay has been available to users of most debit and credit cards from nearly all banks in Canada. However, Canadian consumers are now getting more Apple Pay support that couldn’t have arrived at a better time, given the still-unchanging pandemic situation.
Children can do some rather extreme things sometimes. Other times they can do something bad out of simply not knowing any better. If your child uses your credit card, it is best to know what you can do about it and what you cant do so you can decide how you want to treat the situation.
Debt collectors can be barbaric in their collections practices. That is why there are laws in place that give you the ammunition you need to fight back. By knowing the bully tactics and what to do about them, you can make sure you keep the ball in your court.
There are a number of credit card myths out there that don’t apply to everyone. Of course, the myths may make sense, but there is a reality behind them that many do not immediately identify. For instance, it can be better to charge big ticket items to credit cards because of the purchase protections that can insulate the investment.
Many Canadians turn to credit card solutions as the best way out of their financial perils. It’s important to know how credit card interest works in Canada before you apply, so you know how to avoid paying high interest and save money.
It can be difficult to be in debt, which may have you wondering if it has an expiration date. The harassing calls, the anxiety associated with being sued, and the stigma that being in debt casts over you are all things that you may be wishing to rectify.
People don’t like to be charged a lot of fees. This is why they are always looking for ways to minimize what they pay for banking and even ATM fees. When it comes to ATMs, the fees can add up. That is why people are looking to cut those fees down as much as possible.