Scotiabank Gold American Express Card
Review, Application, Credit, Features & Best Alternatives
Updated: Feb 24, 2021
The Scotiabank American Express Gold card raises the savings opportunities, increases the rewards points and makes every dollar you spend worth more when it comes to benefits and perks. You don't have to sacrifice quality service and the 'gold standard' treatment for affordable fees and interest rates. Learn more about this credit card offer today.
ANNUAL FEE
See Terms
ONGOING APR
19.99% Variable
INTRO APR
N/A

at Scotiabank Secured website
Apply NowIntroductory APR
N/A
Intro APR Period
N/A
Minimum Credit Score
Excellent
Key Features
- Earn 25,000 bonus Scotia Rewards points with your first $1,000 in everyday purchases in first 3 months
- Earn 5 Scotia Rewards points forevery $1 you spend at eligible grocery stores, dining and entertainment
- Earn 3 Scotia Rewards points for every $1 you spend at eligible gas stations, daily transit, and select streaming services
- Earn 1 point for every $1 you spend on all other eligible everyday purchases
- Complimentary Concierge Services 24/7
- Amex exclusive benefits (Front Of The Line)
Our Take
One of the first things we look for with any credit card offer is first, its affordability. Lower fees, better interest rates, and rewards that matter tell us what we need to know about whether it’s a strong financial tool. Next, we want to know who’s behind the offer. When Scotiabank and American Express come together, consumers instantly feel at ease knowing they have the backing of two of the biggest financial brands in the world. Finally, we want to know what those rewards mean to us in our everyday life.
If you’re a traveler who appreciates big savings, whether you’re on a road trip, on a flight to another country, or sailing the seas on a luxurious cruise, this card is the one you’re looking for. The Scotia Rewards points allow card members to build their rewards points fast so that they can make use of them sooner.
Cardmembers like the idea of having a choice. That’s why you can book your travel plans through our customer service team or you can take matters into your own hands and create your own dream itinerary. Either way, you can easily apply your rewards points to maximize the savings. You can even combine your rewards with charges to your gold American Express – the choice is yours.
You’ll save 20 percent or more at more than 18,000 hotels around the world; you also get the benefit of complimentary room upgrades, too. If they’re available, they’re yours for the taking. It’s easy to feel like royalty with complimentary breakfast, late checkouts, and concierge service and it’s all yours when you use your Gold American Express Credit Card.
RELATED: Platinum American Express, Basic American Express (Review)
Pros
- Bonus rewards
- No FX fees
- Gold card benefits
Cons
- Annual fee
Issuer: | Scotiabank |
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Network: | American Express |
Category: | Consumer (Premium) |
Best Used For: |
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Rewards: | Yes |
Reward Types: |
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Reward Units: | Point |
Regular APR: | 19.99% |
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Regular APR Type: | Variable |
Annual Fee: | See Terms |
Balance Transfer: | Yes |
APR on Cash Advances: | 22.99% |
Grace Period: | See Terms |
Other Fees: |
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Scotiabank Gold American Express Card
Reviews - (1 User Reviews)Helped to save when i was travelling
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