Refresh Financial Secured Visa® Card
Guaranteed approval card with up to $10,000 credit and 2 bureaus reporting
Updated: Aug 28, 2022
Refresh Financial Secured Visa card is designed to build and establish your credit. The card comes with $200 - $10,000 secured credit which should be added to Refresh as a deposit. All credit activities are reported to both credit bureaus on monthly basis and help to improve your credit until you can apply for an unsecured credit card. The Refresh Secured card has annual and monthly maintenance fees.
ANNUAL FEE
$12.95
ONGOING APR
17.99% Variable
INTRO APR
N/A
at Refresh Financial's Secured website
Apply NowIntroductory APR
N/A
Intro APR Period
N/A
Recommended Credit
Bad Credit OK
Key Features
- Build credit while spending money
- 3 options pack for credit building
- Reports to both Credit Bureaus
- Minimum deposit of $200 is required
- Low monthly maintenance fee
- Issued by Digital Commerce Bank
Our Take
Refresh Financial Secured Visa credit card is issued by Digital Commerce Bank pursuant to license by Visa International. It has guaranteed approval, very high secured credit, monthly 2 credit bureaus reporting, and can be combined with Credit Building Loan to establish credit even faster. The Refresh Secured Visa has an annual fee and $3 monthly maintenance. The total card fee over 1 year period is $23.51.
Refresh Credit Building Packages
- Sprint Pack. Fastest credit building pack with Refresh Credit Building Loan (up to $25,000), Secured card with up to $10,000 secured line of credit, and ultimate credit building resources.
- Jog Pack. The pack comes with a Credit Building Loan of up to $25K and access to black-tie credit building resources
- Walk Pack. Slow and steady walking pack for those who are not in a rush. It comes with Refresh Secured Visa and online credit building resources.
How to Apply for Refresh
- General info. Tell us about yourself and provide basic required application documents.
- Email Verification. Verify your provided email online.
- Choose your pack. Choose which pack is attractive for you from the 3 available ones – Sprint, Jog, and Walk.
- Final touch. Finalize your documents and submit your application for fast approval. It takes up to 20 minutes to finish the application and start building your credit.
Refresh Card Competition
Frequently Asked Questions
| Issuer: | Digital Commerce Bank |
|---|---|
| Network: | VISA |
| Category: | Consumer (Secured) |
| Best Used For: |
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| Rewards: | Yes |
| Reward Types: |
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| Reward Units: | Point |
| Regular APR: | 17.99% |
|---|---|
| Regular APR Type: | Variable |
| Annual Fee: | $12.95 |
| Balance Transfer: | No |
| APR on Cash Advances: | 17.99% |
| Grace Period: | 21 days |
| Other Fees: |
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Refresh Financial Secured Visa® Card Alternatives
Refresh Financial Secured Visa® Card |
| APPLY NOW |
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Annual Fee $12.95 |
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Regular APR 17.99% |
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Intro APR N/A |
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Rec. Credit Score Bad Credit OK |
IMPORTANT
*The information provided for Refresh Financial Secured Visa® Card is believed to be accurate at the time of evaluation or recent update on August 28, 2022. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.
Refresh Financial Secured Visa® Card
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Refresh Financial Secured Visa® Card
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