Refresh Financial Secured Visa® Card

Guaranteed approval card with up to $10,000 credit and 2 bureaus reporting

Updated: Sep 26, 2021

Refresh Financial Secured Visa card is designed to build and establish your credit. The card comes with $200 - $10,000 secured credit which should be added to Refresh as a deposit. All credit activities are reported to both credit bureaus on monthly basis and help to improve your credit until you can apply for an unsecured credit card. The Refresh Secured card has annual and monthly maintenance fees.

ANNUAL FEE

$12.95

ONGOING APR

17.99% Variable

INTRO APR

N/A

21 User Ratings

This card is not available through MarketProSecure Canada.

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Introductory APR

N/A

Intro APR Period

N/A

Minimum Credit Score

Bad Credit OK

Key Features

Build credit while spending money
3 options pack for credit building
Reports to both Credit Bureaus
Minimum deposit of $200 is required
Low monthly maintenance fee

Our Take

Refresh Financial Secured Visa credit card is issued by Digital Commerce Bank pursuant to license by Visa International. It has guaranteed approval, very high secured credit, monthly 2 credit bureaus reporting, and can be combined with Credit Building Loan to establish credit even faster. The Refresh Secured Visa has an annual fee and $3 monthly maintenance. The total card fee over 1 year period is $23.51.

Refresh Credit Building Packages

Sprint Pack. Fastest credit building pack with Refresh Credit Building Loan (up to $25,000) , Secured Visa card with up to $10,000 secured line of credit and ultimate credit building resources.
Jog Pack. The pack comes with Credit Building Loan up to $25K and acces to black tie credit building resources
Walk Pack. Slow and steady walking pack for those who are not in a rush. It comes with Refresh Secured Visa and onlien credit building resources.

How to Apply for Refresh

General info. Tell us about yourself and provide basic required applciation documets.
Email Verification. Verify your provided email online.
Choose your pack. Choose which pack is attractive for you from 3 available ones – Sprint, Jog and Walk.
Final touch. Finalize your documents and submit application for fast approval. It takes up to 20 minutes to finisg application and start building youre credit.

Refresh Card Competition

Plastk Secured Visa

Frequently Asked Questions

Which bank is Refresh?

Refresh Financial works closely with Digital Commerce Bank to offer Secured Cards and Refresh Solutions Inc to provide Credit Builder Loans.

Who owns Refresh Financial?

It is owned and operated by Borrowell Inc.

How Do I contact customer service?

You can contact customer service by Phone: 1-800-746-4840 , or by email: hello@refreshfinancial.ca .

I have a terrible credit score. Can I get approved?

Refresh considers all credit scores and yes you can get approved with a terrible credit score or no credit at all.

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Basic Information
Issuer:	Other Issuers
Network:	VISA
Category:	Consumer (Secured)
Best Used For:	Guaranteed Approval EMV Chip New to Credit No Credit Build Credit
Rewards:	Yes
Reward Types:	CashBack Rewards Universal Rewards Other Rewards
Reward Units:	Point

Rates & Fees
Regular APR:	17.99%
Regular APR Type:	Variable
Annual Fee:	$12.95
Balance Transfer:	No
APR on Cash Advances:	17.99%
Grace Period:	21 days
Other Fees:	Maintenance fee: $3/month

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Non-Affiliate Offer Disclosure

*The information provided for Refresh Financial Secured Visa® Card is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure® Canada. The card issuer did not provide the details, nor it is responsible for their accuracy.