Refresh Financial Secured Visa® Card

Guaranteed approval card with up to $10,000 credit and 2 bureaus reporting

Updated: Sep 26, 2021

Advertiser Disclosure

Refresh Financial Secured Visa card is designed to build and establish your credit. The card comes with $200 - $10,000 secured credit which should be added to Refresh as a deposit. All credit activities are reported to both credit bureaus on monthly basis and help to improve your credit until you can apply for an unsecured credit card. The Refresh Secured card has annual and monthly maintenance fees.




17.99% Variable



21 User Ratings

Refresh Financial Secured Visa® Card

This card is not available through MarketProSecure Canada.

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Introductory APR


Intro APR Period


Minimum Credit Score

Bad Credit OK

Key Features

  • Build credit while spending money
  • 3 options pack for credit building
  • Reports to both Credit Bureaus
  • Minimum deposit of $200 is required
  • Low monthly maintenance fee

Our Take

Refresh Financial Secured Visa credit card is issued by Digital Commerce Bank pursuant to license by Visa International. It has guaranteed approval, very high secured credit, monthly 2 credit bureaus reporting, and can be combined with Credit Building Loan to establish credit even faster. The Refresh Secured Visa has an annual fee and $3 monthly maintenance. The total card fee over 1 year period is $23.51.

Refresh Credit Building Packages

  • Sprint Pack. Fastest credit building pack with Refresh Credit Building Loan (up to $25,000) , Secured Visa card with up to $10,000 secured line of credit and ultimate credit building resources.
  • Jog Pack. The pack comes with Credit Building Loan up to $25K and acces to black tie credit building resources
  • Walk Pack. Slow and steady walking pack for those who are not in a rush. It comes with Refresh Secured Visa and onlien credit building resources.

How to Apply for Refresh

  1. General info. Tell us about yourself and provide basic required applciation documets.
  2. Email Verification. Verify your provided email online.
  3. Choose your pack. Choose which pack is attractive for you from 3 available ones – Sprint, Jog and Walk.
  4. Final touch. Finalize your documents and submit application for fast approval. It takes up to 20 minutes to finisg application and start building youre credit.

Refresh Card Competition

Frequently Asked Questions

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Basic Information
Issuer: Other Issuers
Network: VISA
Category: Consumer (Secured)
Best Used For:
  • Guaranteed Approval
  • EMV Chip
  • New to Credit
  • No Credit
  • Build Credit
Rewards: Yes
Reward Types:
  • CashBack Rewards
  • Universal Rewards
  • Other Rewards
Reward Units: Point
Rates & Fees
Regular APR: 17.99%
Regular APR Type: Variable
Annual Fee: $12.95
Balance Transfer: No
APR on Cash Advances: 17.99%
Grace Period: 21 days
Other Fees:
  • Maintenance fee: $3/month

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Non-Affiliate Offer Disclosure
*The information provided for Refresh Financial Secured Visa® Card is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure® Canada. The card issuer did not provide the details, nor it is responsible for their accuracy.

Refresh Financial Secured Visa® Card

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Refresh Financial Secured Visa® Card

Refresh Financial Secured Visa® Card

Min. Credit Required: Bad Credit OK

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Advertiser Disclosure

MarketProSecure® Canada website supports advertisements and receives compensation from certain credit card issuers and advertisers. The partnership with a few financial product providers results in the coverage of their credit or debit related products. The content on the website is not provided or commissioned by any credit card issuers. The advertiser relationships do not affect the ratings and reviews nor our Best Card Picks. MarketProSecure® Canada makes an effort to provide accurate information. Clicking on the "Apply Now" button will present the most up-to-date information from the credit card issuer regarding the terms and conditions, rates, and fees. MarketProSecure® Canada may receive a commission from product providers and credit card issuers. Editorial Guidelines provides the full list of these issuers.