The Scotiabank Passport Visa Infinite Card is one of the most interesting premium credit cards currently available. This card won’t charge additional fees when you purchase something abroad, whether online or in person. Travelling is one of this card’s main uses and the benefits you can earn are oriented toward travelling.
Passport Visa Infinite Card is the Best for
- People who want to travel the world;
- High-income households;
- When you want to have travel insurance for you and your family at all time;
- When you want to enjoy premium benefits related to travelling.
Scotiabank Passport Visa Infinite Card Advantages
The Scotiabank Passport Visa Infinite card has many benefits for those who like to travel. We will list some of these benefits below.
No fees abroad
If you frequently travel, you might feel annoyed when you have to pay a fee for every purchase you make with your credit card. You can say goodbye to that feeling because, with this card, you won’t have to pay any fees when you make a purchase outside of your country as it has no international transaction fees. That applies to online purchases, too.
Scene + is a reward program offered by the Scotiabank Passport Visa Infinite credit card. Whenever you make a purchase, you will redeem the points that can later be cashed out and used for travelling. Moreover, you will earn 2 points for purchasing groceries and gas and 1 point for all other purchases.
Scotiabank and Visa went a step further to ensure their users feel comfortable. That is why you can use 6 complementary airplane lounges1 annually, with no additional fees. Furthermore, after you use all of the lounges, you have an option to pay only $32 per person for the next lounge. However, there are limited locations that accept this option.
Save on rentals
If you travel a lot, there is a chance that you will use a rental car to drive around. With the Scotiabank Passport Visa Infinite card, you can save up to 25% on car rentals and enjoy premium membership with AVIS. However, you can only use this discount on AVIS locations in the US and Canada.
Planning and organizing your trip may be exhausting, especially if you don’t have that much time on your hands. Luckily, Visa and Scotiabank thought of everything; if you are a user of this Scotiabank Passport Visa Infinite Card, you will have a concierge available to you all day, every day. You can contact them whenever you need their services.
Hotels & Dining experiences
You will be able to access a list of the most prestigious hotels and dining services in the world. Moreover, if you want to make a reservation in some of these hotels or restaurants with the Scotiabank Passport Visa Infinite card, you will get a discount for the hotel/restaurant you choose.
When you are moving all the time, going from one country to another, you will need insurance. This card includes a variety of insurances that can be useful for your trips, such as:
- Travel emergency medical insurance
- Flight delay insurance
- Travel accident insurance
- Damage insurance (for rentals)
- Lost baggage
You can enjoy your trip without having to worry about your insurance.
Are There Any Disadvantages?
Although this card is the best option for travel lovers, its disadvantages cannot be disregarded.
You are expected to pay an annual fee, but this one might be too much for a credit card. The annual fee is around $140. See No Annual Fee Cards.
All credit cards require interest rates, but the Scotiabank Passport Visa Infinite card requires high-interest rates. Their interest rates are around 20% and can be as high as 23% for cash advances (such as transactions). See Low-Interest Rate Cards.
This card requires a minimum annual income of $60,000 or a $100,000 annual income within a household. Many credit cards don’t require a high income, unlike this one.
Minimum credit limit
Card credits always have a minimum credit limit – the amount of credit you need to get. The minimum credit limit with the Scotiabank Passport Visa Infinite Card is $5,000 a month.
What Makes Passport Visa Infinite Card Different
The option of having a credit card that is designed to help you save and spend your money for travelling is rare and unique. This feature makes the card unique by itself, but there are many more features that contribute to this uniqueness.
These features include insurance for any type of travel and any possible situation. You won’t have to worry about getting insurance before your trip as long as you use the Scotiabank Passport Visa Infinite Card.
Moreover, not many issuers offer the possibility of picking high-end hotels and dining places and offer a discount for each reservation made with their card. This unique feature gives travellers the opportunity to experience something new.
Additionally, you can earn travel rewards with every purchase or reservation and save up for your next trip without paying any additional fees.
How can I apply for a Scotiabank Passport Visa Infinite Card?
If you want to apply for a Scotiabank Passport Visa Infinite Card, you need to take into consideration that there is a minimum income you need to have. When you are ready to apply, you can click the “Apply Now” button on this site and you will be directed to a secure application page. After you complete the online application form, Scotiabank will do a background check and will notify you about your application status.
Similar Cards and Alternatives
If you are a travel lover and want to get the best out of your credit card, the Scotiabank Passport Visa Infinite Card is the perfect choice for you. With it, you can enjoy many benefits related to travel, such as no international fees. However, there is a price to pay for this kind of pleasure.
The minimum limit, the annual fee, and interest rates might be something you need to pay attention to if you are thinking about getting this card. Overall, it is a great option for Canadian citizens who want to explore the world.
Frequently Asked Questions
- A Brief History Of Airport Lounges. Simply Flying