Scotiabank Passport® Visa® Infinite Card

Get 40,000 bonus Scene+ points, shop online or abroad with no foreign transaction fees

Updated: Dec 30, 2022

Advertiser Disclosure

The ScotiaGold Passport Infinite Visa credit card from Scotiabank is an excellent card for helping you save money on international travels and earn points on everyday purchases in and out of Canada. It lets you redeem earned points for merchandise, dining, event tickets, flights, hotel accommodation, a statement credit, gift or prepaid cards, and more. You can use it wherever VISA cards are accepted, which is in more than 200 countries around the world, including Canada. It's a very convenient card that you can use for both online and in-store purchases. However, you need to be ready for high annual fees if you apply, but you can earn lots of points and make enough travel savings to make up for those fees. There are many attractive benefits to using this card, but there are also certain drawbacks to consider. Read further on to learn all about its advantages and disadvantages, features, fees, and application requirements.




20.99% Variable



59 User Ratings

Scotiabank Passport® Visa® Infinite Card

This card is not available through MarketProSecure Canada.

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Introductory APR


Intro APR Period


Recommended Credit


Key Features

  • Earn up to $1,320* in value in the first 12 months, including up to 40,000 bonus Scene+ points and first year annual fee waived.1. Offer ends 30 April 2023.
  • The only major bank credit card offering you no foreign transaction fees, including for shopping online or abroad
  • Your Award Winning Card For Travel
  • Earn 3X Scene+ points for each dollar charged to your account on all eligible purchases at Sobeys, IGA, Safeway, Foodland, FreshCo, Voila by Sobeys, Voila by IGA, Voila by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marches TradItIon, Rachelle Bery, and Co-Op.
  • Earn 2 Scene+ points on every $1 you spend on eligible grocery stores, dining, entertainment purchases, and daily transit purchases (including buses, subways, taxis, and more)
  • Earn 1 Scene+ point on every $1 you spend on all other eligible purchases.

Our Take

The Scotiabank Passport Visa Infinite Card is one of the most interesting premium credit cards currently available. This card won’t charge additional fees when you purchase something abroad, whether online or in person. Travelling is one of this card’s main uses and the benefits you can earn are oriented toward travelling.

Passport Visa Infinite Card is the Best for

  • People who want to travel the world;
  • High-income households;
  • When you want to have travel insurance for you and your family at all time;
  • When you want to enjoy premium benefits related to travelling.

Scotiabank Passport Visa Infinite Card Advantages

The Scotiabank Passport Visa Infinite card has many benefits for those who like to travel. We will list some of these benefits below.

No fees abroad

If you frequently travel, you might feel annoyed when you have to pay a fee for every purchase you make with your credit card. You can say goodbye to that feeling because, with this card, you won’t have to pay any fees when you make a purchase outside of your country as it has no international transaction fees. That applies to online purchases, too.

Scene+ rewards

Scene + is a reward program offered by the Scotiabank Passport Visa Infinite credit card. Whenever you make a purchase, you will redeem the points that can later be cashed out and used for travelling. Moreover, you will earn 2 points for purchasing groceries and gas and 1 point for all other purchases.

Airport lounges

Scotiabank and Visa went a step further to ensure their users feel comfortable. That is why you can use 6 complementary airplane lounges1 annually, with no additional fees. Furthermore, after you use all of the lounges, you have an option to pay only $32 per person for the next lounge. However, there are limited locations that accept this option.

Save on rentals

If you travel a lot, there is a chance that you will use a rental car to drive around. With the Scotiabank Passport Visa Infinite card, you can save up to 25% on car rentals and enjoy premium membership with AVIS. However, you can only use this discount on AVIS locations in the US and Canada.


Planning and organizing your trip may be exhausting, especially if you don’t have that much time on your hands. Luckily, Visa and Scotiabank thought of everything; if you are a user of this Scotiabank Passport Visa Infinite Card, you will have a concierge available to you all day, every day. You can contact them whenever you need their services.

Hotels & Dining experiences

You will be able to access a list of the most prestigious hotels and dining services in the world. Moreover, if you want to make a reservation in some of these hotels or restaurants with the Scotiabank Passport Visa Infinite card, you will get a discount for the hotel/restaurant you choose.

Travel Insurance

When you are moving all the time, going from one country to another, you will need insurance. This card includes a variety of insurances that can be useful for your trips, such as:

  • Travel emergency medical insurance
  • Flight delay insurance
  • Travel accident insurance
  • Damage insurance (for rentals)
  • Lost baggage

You can enjoy your trip without having to worry about your insurance.

Are There Any Disadvantages?

Although this card is the best option for travel lovers, its disadvantages cannot be disregarded.

Annual fee

You are expected to pay an annual fee, but this one might be too much for a credit card. The annual fee is around $140. See No Annual Fee Cards.

High-interest rates

All credit cards require interest rates, but the Scotiabank Passport Visa Infinite card requires high-interest rates. Their interest rates are around 20% and can be as high as 23% for cash advances (such as transactions). See Low-Interest Rate Cards.

Minimum income

This card requires a minimum annual income of $60,000 or a $100,000 annual income within a household. Many credit cards don’t require a high income, unlike this one.

Minimum credit limit

Card credits always have a minimum credit limit – the amount of credit you need to get. The minimum credit limit with the Scotiabank Passport Visa Infinite Card is $5,000 a month.

What Makes Passport Visa Infinite Card Different

The option of having a credit card that is designed to help you save and spend your money for travelling is rare and unique. This feature makes the card unique by itself, but there are many more features that contribute to this uniqueness.

These features include insurance for any type of travel and any possible situation. You won’t have to worry about getting insurance before your trip as long as you use the Scotiabank Passport Visa Infinite Card.

Moreover, not many issuers offer the possibility of picking high-end hotels and dining places and offer a discount for each reservation made with their card. This unique feature gives travellers the opportunity to experience something new.

Additionally, you can earn travel rewards with every purchase or reservation and save up for your next trip without paying any additional fees.

How can I apply for a Scotiabank Passport Visa Infinite Card?

If you want to apply for a Scotiabank Passport Visa Infinite Card, you need to take into consideration that there is a minimum income you need to have. When you are ready to apply, you can click the “Apply Now” button on this site and you will be directed to a secure application page. After you complete the online application form, Scotiabank will do a background check and will notify you about your application status.

Similar Cards and Alternatives

Bottom Line

If you are a travel lover and want to get the best out of your credit card, the Scotiabank Passport Visa Infinite Card is the perfect choice for you. With it, you can enjoy many benefits related to travel, such as no international fees. However, there is a price to pay for this kind of pleasure.

The minimum limit, the annual fee, and interest rates might be something you need to pay attention to if you are thinking about getting this card. Overall, it is a great option for Canadian citizens who want to explore the world.

Frequently Asked Questions

Reference Index

  1. A Brief History Of Airport Lounges. Simply Flying
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Basic Information
Issuer: Scotiabank
Network: VISA
Category: Consumer (Premium)
Best Used For:
  • Instant Decision
  • No Foreign Transaction Fee
  • Every Day Purchases
Rewards: Yes
Reward Types:
  • Travel Rewards
  • Universal Rewards
  • Other Rewards
Reward Units: Point
Rates & Fees
Regular APR: 20.99%
Regular APR Type: Variable
Annual Fee: $150
Balance Transfer: Yes
APR on Cash Advances: 22.99%
Grace Period: See Terms
Other Fees:
  • Dishonored Payment Fee: $48
  • Foreign Transaction Fee: $0

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Additional Information & Comments

Minimum Income Requirements: $60,000

Non-Affiliate Offer Disclosure
*The information provided for Scotiabank Passport® Visa® Infinite Card is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure® Canada. The card issuer did not provide the details, nor it is responsible for their accuracy.

Scotiabank Passport® Visa® Infinite Card

Reviews - (1 User Reviews)
Share your experience and rate the Scotiabank Passport® Visa® Infinite Card
January 22, 2021
Adam (36-45) - Cardholder
Income on Application
Credit Score
Excellent (740-850)
Credit Limit
Filed for Bankruptcy

An excellent card to save on international travels

With a good credit score on board, I’m always interested in getting a reliable credit card with a decent credit limit that I can use on my travels. While this card has a high annual fee and APR, I won’t lie about that, it also offers a chance to save lots of cash on international travels. I easily passed the approval process only to discover the card offers a range of awesome features, including a supplementary card with no annual fees. I would definitely recommend it, big time.
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Scotiabank Passport® Visa® Infinite Card

Scotiabank Passport® Visa® Infinite Card

Rec. Credit Score: Excellent

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