Allure Mastercard®

Get cashback for all purchases while supporting Quebec Breast Cancer Foundation

Updated: Aug 9, 2022

Advertiser Disclosure

Allure Mastercard is a credit card by the National Bank of Canada, with headquarters in Montreal and holding sixth place for being the largest commercial bank in Canada. What makes the Allure credit card unique is the possibility for cardholders to give back to a cause and earn cash back while using it.

ANNUAL FEE

$0

ONGOING APR

20.99%

INTRO APR

N/A

31 User Ratings

Allure Mastercard®

This card is not available through MarketProSecure Canada.

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Introductory APR

N/A

Intro APR Period

N/A

Recommended Credit

Good

Key Features

  • Your cause. Your card. Created for today's women, the Allure card allows you to contribute to the Quebec Breast Cancer Foundation.
  • The only card with rewards that allows you to support the Foundation
  • No annual fee
  • Earn 1 point for every $2 spent
  • Receive $10 cashback for each 1,000 points earned
  • Receive a 10% discount on the purchase of certain gift cards
  • Purchase protection in case of theft or damage*
  • Extended warranty*

Our Take

National Bank of Canada has partnered with the Quebec Breast Cancer Foundation for the Allure Mastercard credit card, so users can donate to this foundation when using their card. Besides supporting a good cause, the Allure card has numerous other benefits and rewards.

National Bank Allure Mastercard is Best for

  • Individuals who want to use a Canadian card that supports a good cause
  • People looking for a credit card that doesn’t come with an annual maintenance fee
  • Those who are interested in earning cash back and attractive rewards
  • Bank users who prioritize purchase protection and extended warranty

What Are Allure Mastercard Advantages

Using the National Bank Allure Mastercard comes with plenty of advantages for cardholders. Here are some features that make this card an excellent choice.

Supporting a good cause

There’s nothing better than choosing a bank that doesn’t only care about making as much profit as possible. By partnering with the Quebec Breast Cancer Foundation, the National Bank of Canada raises money for every dollar its clients spend.

No annual fees

Most cards come with an annual fee that each cardholder must pay. However, since this credit card has no yearly fees, users can save money on this out-of-pocket expense and use the funds for something more important to them.

No minimum income requirements

Everyone willing to support a good cause can easily qualify for this credit card because the National Bank of Canada didn’t specify the minimum income required to get the card.

A low minimum credit limit

Users of this card can enjoy a low minimum credit limit of $500. Therefore, they can easily avoid going over their monthly budget and keep their finances in a healthy balance.

Enhanced security

This credit card supports the Mastercard ID check online identity verification, so all your online payments are secure. Also, the zero-liability coverage protects your funds from fraudulent activities.

Extended warranty and protection

Having an extended warranty on the purchased products is an outstanding benefit. You can extend the warranty and double it (up to one additional year) on selected products when you purchase goods with this Mastercard. The purchase protection secures you from theft and damage for 90 days after you buy selected items with your Allure card.

Free extra cards

In most cases, you have to pay a fee to get a replacement for a lost or stolen card. However, owners of this credit card can get up to three extra cards for free.

Are There Any Disadvantages?

Like any other card, the National Bank Allure Mastercard also has its disadvantages. Check out its main weaknesses before you decide whether this card is a good choice for you or not.

Low return rate

Users receive one point for every $2 they spend, but only on eligible purchases. Therefore, the return rate is pretty low, and users must spend a lot of money before enjoying cashback benefits. Additionally, they can use the points they receive only for cashback rewards. For every 1,000 cashed-in points, users receive a $10 cashback.

High fees

Although users don’t have to pay the annual fee, other fees come with this credit card and are pretty expensive. For instance, users must pay a 20.99% interest fee on overdraft balances. Other fees include 22.49% on cash advances and balance transfers.

Few additional benefits

Some cards with a similar concept come with numerous additional benefits and features. However, that’s not the case with the Allure card as it offers only the essential elements. Namely, you can’t count on roadside assistance or mobile device protection when using this card, two features that are becoming increasingly popular among card issuers.

What Makes Allure Mastercard Different

National Bank Allure Mastercard is a cashback credit card that comes with many unique features. Although we already mentioned some of them, a few other features make it stand out from the rest of similar cards.

Quebec Breast Cancer Foundation donations. As already mentioned, the National Bank of Canada created the Allure Mastercard in partnership with the Quebec Breast Cancer Foundation. So, for every $10 each user of this card spends, the National Bank of Canada donates $0.10 to the foundation.

Exceptional customer support. The National Bank of Canada has one of the best customer support teams. Its customer care team continues to receive outstanding reviews. This bank could be perfect if you’re searching for a bank with helpful, polite, and friendly staff.

Gift card discounts. The National Bank of Canada has partnered with many wellness and fashion partners, enabling Allure Mastercard users to enjoy a 10% discount on gift card purchases at selected retailers and wellness facilities.

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Bottom Line

Allure Mastercard, a card by the National Bank of Canada supporting the partnership with the Quebec Breast Cancer Foundation, is an excellent choice if you’re searching for a card with cashback rewards that simultaneously supports a good cause. It is a great cost-effective choice with no minimum income requirements or no annual fees. Nevertheless, remember that this card comes with very few additional benefits and some other fees that are pretty high.

We think it’s a card with an excellent primary purpose, so it’s worth giving it a shot.

Frequently Asked Questions

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Basic Information
Issuer: National Bank of Canada
Network: Mastercard
Category: Consumer (Regular)
Best Used For:
  • Affinity Cards
  • Every Day Purchases
  • No Min Income Required
  • For the Cause
Rewards: Yes
Reward Types:
  • CashBack Rewards
  • Other Rewards
Reward Units: Cash
Rates & Fees
Regular APR: 20.99%
Regular APR Type:
Annual Fee: $0
Balance Transfer: Yes
APR on Cash Advances: 22.49%
Grace Period: 21 days
Other Fees:
  • Additional card fee: $0
  • Foreign transaction fee: 2.5%

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Non-Affiliate Offer Disclosure
*The information provided for Allure Mastercard® is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure® Canada. The card issuer did not provide the details, nor it is responsible for their accuracy.

Allure Mastercard®

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Allure Mastercard®

Rec. Credit Score: Good

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