L'earn® VISA® Credit Card

Many college-age students often are unsure of where to turn to get their financial history started. Parents want to ensure even their very first decision is the right one. The L’earn credit card offers the power of Visa, it addresses those unique challenges all young adults face and incentives for keeping on-time payments and remaining within their credit limits. Let’s face it, a college education is expensive and while we want to give our kids the best of everything, the most powerful gift, aside from a solid education, is a head start on their finances. These are the decisions that determine the interest rates they receive on their first homes, their insurance, and future credit cards. Solid financial education is important as well, and what better way to instill that than with a hands-on approach?

This Visa delivers it all, including an easy 1 percent moneyback reward every year on qualifying purchases. No worries about an annual fee, either. Plus, cardmembers enjoy a generous grace period of at least 21 days, lower APR on purchases and cash advances. It even offers balance transfers.

There are times when a bit of additional assurance is required. Scotiabank offers a few ways of accomplishing this. For instance, a co-signor can increase the odds of approval and once applicants submit their own application, they are provided a link for their co-signors if it’s deemed necessary.

L’earn Visa Card Benefits

• Eligible for My Mobile Wallet
• Visa payWave
• Eligible for Apple Pay & Android Pay
• Accelerated Moneyback Rewards
• Up to 20% car rental discount at AVIS locations worldwide
• Link card and use TeleScotia® Telephone Banking & Scotia OnLine® Financial Services
• Financial protection from a range of life events: Job Loss, Disability, Lockout or Strike, Critical Illness or loss of Life
• Scotia Credit Card Cheques

L’earn Visa Competition

• Plastk Secured Visa
• Affirm Mastercard
• SCENE Visa

Frequently Asked Questions