Scotia Momentum® VISA® Card
Consumer Reviews, Credit Score, Fees, Application & Best Alternatives
MarketProSecure® Canada website supports advertisements and receives compensation from certain credit card issuers and advertisers. The partnership with a few financial product providers results in the coverage of their credit or debit related products. The content on the website is not provided or commissioned by any credit card issuers. The advertiser relationships do not affect the ratings and reviews nor our Best Card Picks. MarketProSecure® Canada makes an effort to provide accurate information. Clicking on the "Apply Now" button will present the most up-to-date information from the credit card issuer regarding the terms and conditions, rates, and fees. MarketProSecure® Canada may receive a commission from product providers and credit card issuers. Editorial Guidelines provides the full list of these issuers.
Been waiting for a better credit card offer? It's here. ScotiaBank and Visa now offer the low-fee cash back rewards Momentum credit card. It's a smart financial choice that is designed to protect consumers, ensure lower fees and offer a great rewards program, too. Applying is easy when you visit the ScotiaBank website and there's always a great customer service team on ready to answer questions.
- 2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39)◊
- Cash back with low annual fee
- 2% on eligible gas station, grocery store and drug store purchases and recurring bill payments
- 1% cash back on all other eligible everyday purchases
Consider the credit cards you've used over the years, some of which you may still carry in your wallet, rarely, if ever used because of a too-high interest rate, too many fees that make it unaffordable or maybe just because of poor customer service. Even those that you do often may not offer everything you'd define as a perfect financial tool. Now consider ScotiaBank Momentum. This credit card has the backing of two of the biggest names in the financial industry: ScotiaBank and Visa. That's a lot of power packed into a credit card - but it's what every consumer is looking for. Let's face it, there is an overwhelming number of credit cards on the market today. Finding the one that meets your needs, offers affordable fees and lower interest rates can be challenging. Just when it seems as though you've discovered that ideal rewards credit card, you realize the fees are simply too high. There has to be a better way - and that better way is found in this great rewards card. A low interest rate, the latest in credit card safety technology, cash back on every day purchases, and even those monthly recurring payments we make for our mortgages, insurance and car payments. Plus, you'll enjoy worldwide acceptance, the convenience of Visa payWave as well as Visa Checkout and you're eligible for My Mobile Wallet. You'll never worry about another purchase when you add the security and extended warranty protection. There's a reason the ScotiaBank Momentum stands apart - come and see for yourself.
- Long term intro rates
- Rewards program
- Annual fee
- No bonus points
Rates & Fees
|Introductory APR (%):||2.99%*|
|Intro Period:||6 months on BT*|
|Regular APR Type:||N/A|
|APR on Cash Advances:||22.99%*|
|Grace Period:||See Terms*|
|Late Payment Fee:||N/A|
Alternatives, Compare Scotia Momentum® VISA® Card With Similar Offers
Scotia Momentum® VISA® Card
Min. Credit Level