Scotia Momentum® Visa® Infinite Card
Card with most awards offers up to 10% cash back and comprehensive Travel Insurance
Updated: May 18, 2022
These days, customers want and demand more from their credit cards and banks. They want stronger security features, better rewards programs - including cash back - and fewer hoops to jump through. This is one reason why the award winning Scotia Momentum Visa has become the first choice for consumers. Customers enjoy up to 4 percent cash back on purchases and recurring payments and the travel rewards will have you wondering why you took so long to see the world. Before you do that, come and see ScotiaBank difference.
ANNUAL FEE
See Terms
ONGOING APR
20.99%
INTRO APR
N/A

at Scotiabank Secured website
Apply NowIntroductory APR
N/A
Intro APR Period
N/A
Minimum Credit Score
Good
Key Features
- Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards.1 A welcome offer value of $350.
- 4% on eligible recurring bill payments and grocery store purchases
- 2% on eligible gas station and daily transit purchases
- 1% cash back on all other eligible everyday purchases
- Complimentary Concierge Services 24/7
- Visa Infinite Dining Series
- Visa Infinite Music Series
- Wine Country Wonders
- Luxury Hotel Privileges
- Comprehensive Travel Insurance & New Mobile Device Insurance coverage
Our Take
At last, a perfect credit card offer that actually makes cardholders feel as though they are being rewarded. The Scotia Momentum Visa Infinite credit card is designed for customers who are tired of the exhaustion that comes with overly-detailed rewards that somehow never feel rewarding. With Scotiabank and Visa, two globally recognized brands that represent strength, even in economic downturns, consumers have found safe harbor in a sea of less than perfect products.
- A strong credit rating ensures your approval and the low-interest rates and fee structures ensure you’re not shelling out more of your hard-earned With layers of enhanced security built into every credit card, a host of other security features that comes with the Scotiabank promise and up to 10 percent cash back opportunities for first 3 months, you’re going to love the difference freedom provides.
- It truly is all about flexibility and versatility. As this global bank continues to develop innovative programs, stronger technology, and incredible rewards programs, you can be sure as a cardholder, your opportunities for making the most of your financial choices increase in ways you never thought possible.
- A minimum $5000 credit line gets you started with this award-winning credit card and you’ll have your first year’s annual fee waived. Doesn’t get much better than that.
Have questions or want to learn more? Call us or visit the website to read the terms and conditions, check out the cashback opportunities, and compare our offers to the credit cards you already carry. See for yourself the difference.
What are the best Momentum Visa Infinite alternatives?
- Scotia Momentum Visa Card – $39 Annual Fee
- The Scotia Momentum No-Fee Visa Card – No Annual Fee
- Scotia Momentum Mastercard – No Annual Fee
Pros
- Bonus rewards offer
- No fee for 1st year
- New mobile device insurance
- Comprehensive travel insurance
Cons
- International transaction fee
- Annual fee from 2nd year
Scotia Momentum Visa Infinite FAQs
Issuer: | Scotiabank |
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Network: | VISA |
Category: | Consumer (Premium) |
Best Used For: |
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Rewards: | Yes |
Reward Types: |
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Reward Units: | Cash |
Regular APR: | 20.99% |
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Regular APR Type: | |
Annual Fee: | See Terms |
Balance Transfer: | Yes |
APR on Cash Advances: | 22.99% |
Grace Period: | See Terms |
Other Fees: |
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Scotia Momentum® Visa® Infinite Card Alternatives
![]() Scotia Momentum® Visa® Infinite Card |
APPLY NOW |
Annual Fee See Terms |
Regular APR 20.99% |
Intro APR N/A |
Min. Credit Level Good |
Scotia Momentum® Visa® Infinite Card
Reviews - (1 User Reviews)Great VISA card for all those who demand better rewards, more security features, and cash back travel rewards
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