Scotia Momentum® Visa® Infinite Card

Updated: Mar 25, 2021

Advertiser Disclosure

These days, customers want and demand more from their credit cards and banks. They want stronger security features, better rewards programs - including cash back - and fewer hoops to jump through. This is one reason why the award winning Scotia Momentum Visa has become the first choice for consumers. Customers enjoy up to 4 percent cash back on purchases and recurring payments and the travel rewards will have you wondering why you took so long to see the world. Before you do that, come and see ScotiaBank difference.

ANNUAL FEE

See Terms

ONGOING APR

20.99%

INTRO APR

N/A

22 User Ratings

Scotia Momentum® Visa® Infinite Card

at Scotiabank Secured website

Apply Now

Introductory APR

N/A

Intro APR Period

N/A

Minimum Credit Score

Good

Key Features

  • Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards.1 A welcome offer value of $350.
  • 4% on eligible recurring bill payments and grocery store purchases
  • 2% on eligible gas station and daily transit purchases
  • 1% cash back on all other eligible everyday purchases
  • Complimentary Concierge Services 24/7
  • Visa Infinite Dining Series
  • Visa Infinite Music Series
  • Wine Country Wonders
  • Luxury Hotel Privileges
  • Comprehensive Travel Insurance & New Mobile Device Insurance coverage

Our Take

At last, a perfect credit card offer that actually makes cardholders feel as though they are being rewarded. The Scotia Momentum Visa Infinite credit card is designed for customers who are tired of the exhaustion that comes with overly-detailed rewards that somehow never feel rewarding. With Scotiabank and Visa, two globally recognized brands that represent strength, even in economic downturns, consumers have found safe harbor in a sea of less than perfect products.

A strong credit rating ensures your approval and the low-interest rates and fee structures ensure you’re not shelling out more of your hard-earned With layers of enhanced security built into every credit card, a host of other security features that comes with the Scotiabank promise and up to 10 percent cash back opportunities for first 3 months, you’re going to love the difference freedom provides.

It truly is all about flexibility and versatility. As this global bank continues to develop innovative programs, stronger technology, and incredible rewards programs, you can be sure as a cardholder, your opportunities for making the most of your financial choices increase in ways you never thought possible.

A minimum $5000 credit line gets you started with this award-winning credit card and you’ll have your first year’s annual fee waived. Doesn’t get much better than that.

Have questions or want to learn more? Call us or visit the website to read the terms and conditions, check out the cashback opportunities, and compare our offers to the credit cards you already carry. See for yourself the difference.

What are the best Momentum Visa Infinite alternatives?

Pros

  • Bonus rewards offer
  • No fee for 1st year
  • New mobile device insurance
  • Comprehensive travel insurance

Cons

  • International transaction fee
  • Annual fee from 2nd year

Scotia Momentum Visa Infinite FAQs

Apply Now
Basic Information
Issuer: Scotiabank
Network: VISA
Category: Consumer (Premium)
Best Used For:
  • Instant Decision
  • Co-Branded
  • EMV Chip
Rewards: Yes
Reward Types:
  • Gas Rewards
  • Universal Rewards
  • Merchandise Rewards
Reward Units: Cash
Rates & Fees
Regular APR: 20.99%
Regular APR Type:
Annual Fee: See Terms
Balance Transfer: Yes
APR on Cash Advances: 22.99%
Grace Period: See Terms
Other Fees:
  • Foreign Currency Conversion: 2.50 %
  • Each Additional Card: $50.00

Scotia Momentum® Visa® Infinite Card Alternatives


Scotia Momentum® Visa® Infinite Card

Scotia Momentum® Visa® Infinite Card

APPLY NOW

Annual Fee

See Terms

Regular APR

20.99%

Intro APR

N/A

Min. Credit Level

Good

IMPORTANT
*The information provided for Scotia Momentum® Visa® Infinite Card is believed to be accurate at the time of evaluation or recent update on March 25, 2021. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.

Scotia Momentum® Visa® Infinite Card

Reviews - (1 User Reviews)
Share your experience and rate the Scotia Momentum® Visa® Infinite Card
(Good)
January 3, 2021
Sophia (36-45) - Cardholder
Income on Application
$60278
Credit Score
Fair (580-669)
Credit Limit
$5000
Filed for Bankruptcy
No

Great VISA card for all those who demand better rewards, more security features, and cash back travel rewards

For a long time I’ve been looking for a credit card that won’t just claim it offers rewards, but actually give those rewards. I’ve finally found a card that can do that for me. Aside from premium benefits and rewards, the card gets you a minimum $5000 credit, which is more than enough for what I had in mind. Sure, there are some downsides like international transaction fees that I didn’t count on at all, but that’s a small con when compared to all the pros.
Fees & Charges:
4/5
Features & Benefits:
4/5
Customer Support:
5/5
Application Process:
4/5
Comment (0)

Scotia Momentum® Visa® Infinite Card

Scotia Momentum® Visa® Infinite Card

Min. Credit Required: Good

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