Walmart Rewards™ World Mastercard®

Highly rewarding Walmart credit card with up to $25 bonus and instant response

Updated: Sep 10, 2022

Advertiser Disclosure

Walmart is one of the largest retail corporations that operate in 48 countries. In Canada, Walmart is probably the most popular market for shopping. It paved the way for cards like the Walmart Rewards World Mastercard. If you frequently shop at Walmart, this World Mastercard card might be perfect for your needs. It's a Walmart credit card that offers you a cashback percentage after a purchase. When you spend a certain amount on products, you get some money back in your account. You can significantly benefit from using this card if you're a high-earning customer.




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Walmart Rewards™ World Mastercard®

This card is not available through MarketProSecure Canada.

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Introductory APR


Intro APR Period


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Key Features

  • SPECIAL OFFER: Earn a $55 bonus Reward Dollars with the purchase of an iPad WiFi 64GB (9th Gen) - Hurry up, ends soon!
  • Get up to $25 in bonus Walmart Reward Dollars
  • No annual fee
  • Earn 3% cashback at and at any Walmart store in Canada
  • Earn 1.25% cashback on gas purchases
  • Earn unlimited 1% cashback on every dollar spent
  • 1 Walmart dollar is equal to 1 real Canadian dollar
  • Instant credit approval
  • Issued by Fairstone Bank of Canada

Our Take

The Walmart Rewards World Mastercard from Fairstone Bank is for people who spend a lot and want to get something in return. It’s very beneficial for customers that have high-paid jobs and frequently shop at Walmart. The card requires a high annual household income ($100,000+), but it can pay off.

This Card is Best for

  • People who frequently shop at Walmart
  • People with high earnings
  • Shoppers looking for a free extended warranty

7 Benefits of Walmart Rewards World Mastercard

This card offers excellent benefits for Walmart shoppers.

  1. Walmart money cashback. When you purchase a certain amount of products from Walmart, you will receive a 3% cashback in your account. If you make purchases at any gas station, you’ll have a 1.25% cashback, and if you’re buying anywhere else, you get a 1% cashback on your card. Cashback rewards are some of the best perks of this card, which turns a certain percentage into Walmart Reward Dollars, which means real cash.
  2. A generous welcome offer. When you start purchasing with your card, you will get $25, which includes $15 of a welcome bonus and another $10 when you register for paperless billing.
  3. A free extended warranty plan. This card doubles the repair service warranty on the products you purchase. It applies to any product type like a laptop, computer, bike, or washing machine. No matter the warranty length, it adds one more warranty year.
  4. Account security. When you use this rewards credit card, you can rest assured that your money will stay safe and secure. Your bank account will be safe from fraudulent purchases, and you won’t experience any headaches.
  5. 24/7 support. In case your card got lost or stolen, you can contact Mastercard Global Service at any given moment to report the problem and receive emergency cash and card replacement.
  6. A free assurance on purchases. You can get 90-day protection on any purchased product from the date of purchase. It’s beneficial because it guarantees protection from loss, theft, or damage. Also, there’s no annual fee on purchase assurance; it’s completely free.
  7. Additional benefits. You also get some extra offers while using the Walmart Rewards World card. Like a free Boingo Wi-Fi for Mastercard, which provides you access to more than a million spots, no matter where you go. You won’t deal with any additional fees, costs, or roaming charges. Also, you will have various exclusive Mastercard offers like access to luxury travel and dining benefits.

3 Main Disadvantages

This card has several drawbacks to consider before applying.

  1. Focus on high-earning consumers. If you happen to be a low-earning consumer, this card might not be for you. You won’t have the benefits from using it, especially if you don’t shop at Walmart. A cashback percentage can only pay off to people who make frequent purchases.
  2. High household income requirements. To use the Walmart Rewards World Mastercard, you need to have a high household income. Your household income should be at least $100,000 annually. If you work a low-paid job, you may not be able to fulfill the card’s requirements.
  3. Switching from the regular to the Walmart Rewards World card is expensive. If you’re planning on switching from a regular Walmart Rewards Mastercard to Walmart Rewards World Mastercard, you will have to purchase big. Such transition will require you to spend a total of $15,000 in a one-year frame. That will cost $1,250 a month, which can be a demanding amount for some.

What Makes Walmart Rewards World Mastercard Different

Great cashback rewards. This card will reward you with a cashback percentage. You can receive 3% when shopping at Walmart, 1,25% at gas stations, and 1% anywhere else. It can provide a nice balance to people who spend a lot of money on everyday purchases.

Additional perks. You can get many perks for using this card. You can have the warranty that equals having two on any regular repair service. No matter the warranty length, it will be doubled if you use this credit card.

High protection. When shopping with this card, you will also get excellent protection. Your account will be safe from potential fraud, and you will enjoy high account security so you can purchase hassle-free.

World Mastercard benefits. Mastercard services are available non-stop whenever you need them. If you are a Walmart Rewards World Mastercard user, you can contact them anytime. If you ever face theft or lose your credit card, Mastercard will have your back and send you a replacement card shortly, besides emergency cash to help you out until your new card arrives.

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Bottom Line

The Walmart Rewards World Mastercard is a premium card with no annual fee that rewards frequent shoppers. Cashback rewards are some of its best benefits for Walmart shoppers, helping you get back 3% cash on your purchases. The mentioned percentage converts into real money, which comes as a reward. That can also help you balance your spending. However, this card focuses on people with high annual earnings. If you have a six-digit yearly income, you can use the card without a hassle. It will benefit you significantly, especially if you frequently purchase many products. If you fulfill the mentioned criteria, you can enjoy this card at its full potential and save on all your purchases.

Frequently Asked Questions

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Basic Information
Issuer: Fairstone Bank
Network: Mastercard
Category: Consumer (Premium)
Best Used For:
  • Instant Decision
  • Every Day Purchases
  • EMV Chip
  • Sign-Up Bonus
Rewards: Yes
Reward Types:
  • Gas Rewards
  • Universal Rewards
  • Other Rewards
  • Merchandise Rewards
Reward Units: Cash
Rates & Fees
Regular APR: 19.89%
Regular APR Type: Variable
Annual Fee: $0
Balance Transfer: Yes
APR on Cash Advances: 22.97%
Grace Period: 21 days
Late Payment Fee: $20
Other Fees:
  • Over Credit Limit: $29.00
  • Foreign Currency Conversion: 2.5%
  • Cash Advance at the teller: $4.00
  • Cash Advance at an ATM: $4.00
  • Convenience Cheque NSF: $20.00
  • Cash-like Transactions: $4.00
  • Previous statement copy: $5.00
  • Dishonoured Payment / NSF: $20.00
  • Rush Replacement Card Fee: $25.00
  • Balance Transfer NSF: $20.00

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Additional Information & Comments

*Annual household income of $100,000+ is required

Non-Affiliate Offer Disclosure
*The information provided for Walmart Rewards™ World Mastercard® is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure® Canada. The card issuer did not provide the details, nor it is responsible for their accuracy.

Walmart Rewards™ World Mastercard®

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Walmart Rewards™ World Mastercard®

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